Where your Minnesota paycheck goes
Annual take-home versus federal, state, and FICA taxes.
Home / US Calculators / Paycheck by State / Minnesota Paycheck
Paycheck & Tax
Minnesota Paycheck Calculator
Enter your salary to estimate your Minnesota take-home pay after federal income tax, Minnesota state income tax, and FICA, broken down per paycheck for any pay schedule.
Take-home per paycheck
—
Gross annual pay—
Federal income tax—
Minnesota state income tax—
FICA (Social Security + Medicare)—
Net annual take-home—
Same salary, different states
Estimated net take-home on an $80,000 single salary. Minnesota is highlighted.
Minnesota paycheck, explained
A Minnesota paycheck calculator shows what you actually keep from your salary after every mandatory withholding. Minnesota taxes income progressively from 5.35% to 9.85% across 4 brackets, so the exact bite depends on income, filing status, and pre-tax deductions. This tool estimates federal income tax, Minnesota state income tax, and FICA payroll tax, then divides your net pay across your chosen pay schedule.
Because the brackets are progressive, only the portion of your income inside each band is taxed at that band’s rate, so your marginal rate is higher than your effective rate. Enter your gross salary above to see your Minnesota take-home pay per paycheck.
Minnesota income tax
Minnesota uses a 4-bracket progressive income tax ranging from 5.35% to 9.85%. The state standard deduction is $15,300 for single filers and $30,600 for joint filers, which reduces the income subject to state tax.
There are no additional local or county income taxes in Minnesota; the state rate above is the only income tax withheld from a paycheck. Minnesota partially taxes Social Security benefits above certain income thresholds, though this estimator covers wage income, not retirement income.
The paycheck formula
A paycheck calculator works backward from your gross salary, removing every mandatory withholding to reveal your true take-home pay:
taxable income = gross salary − pre-tax deductions − standard deduction
federal tax = progressive federal brackets
Minnesota tax = progressive MN brackets from 5.35% to 9.85% on taxable income
FICA = 6.2% Social Security (to cap) + 1.45% Medicare
net pay = gross − federal − state − FICA − pre-tax deductions
per paycheck = net pay ÷ number of pay periods
federal tax = progressive federal brackets
Minnesota tax = progressive MN brackets from 5.35% to 9.85% on taxable income
FICA = 6.2% Social Security (to cap) + 1.45% Medicare
net pay = gross − federal − state − FICA − pre-tax deductions
per paycheck = net pay ÷ number of pay periods
Worked example
Federal income tax is roughly $8,770, FICA is $6,120, and Minnesota state income tax is about $3,917 after the standard deduction. Net take-home is around $61,193 a year, close to $2,354 every two weeks on a bi-weekly schedule. Contributing to a 401(k) or HSA would lower both federal and state tax and raise the after-tax value of saving.
How Minnesota compares
On the same $80,000 single salary, Minnesota take-home is about $61,193 — $3,917 less than Texas's $65,110 (Texas has no state income tax), $323 less than California's $61,516, and about the same as New York's $61,315. The chart above shows how Minnesota stacks up against those three benchmark states on identical pay.
Frequently asked questions
How much is taken out of a paycheck in Minnesota?
On an $80,000 single salary, roughly $18,807 a year goes to federal income tax, Minnesota state income tax, and FICA combined, leaving about $61,193 in take-home.
What is the Minnesota state income tax rate?
Minnesota has a progressive income tax with 4 brackets ranging from 5.35% to 9.85%. Middle earners pay an effective rate well below the top marginal rate after the standard deduction.
Does Minnesota tax Social Security benefits?
Minnesota partially taxes Social Security benefits above certain income thresholds, though this estimator covers wage income, not retirement income.
Does Minnesota have any local income taxes?
There are no additional local or county income taxes in Minnesota; the state rate above is the only income tax withheld from a paycheck.
How can I increase my Minnesota take-home pay?
Contributing to pre-tax accounts like a 401(k), HSA, or FSA lowers your federal and Minnesota taxable income, reducing withholding and raising the value of each dollar you save.
Is Minnesota take-home pay higher or lower than Texas?
Lower. Texas has no state income tax, so on the same $80,000 salary a Texas resident keeps about $3,917 more than a Minnesota resident.