What is the Cash App business fee?

Payments received on a Cash App for Business account are charged a 2.75% processing fee, deducted automatically before the money reaches your balance.

How much is the Cash App instant deposit fee?

Instant deposits to your debit card cost between 0.5% and 1.75% of the amount, with a small minimum. Standard 1-3 day deposits are free.

Is there a fee to send money on Cash App?

Sending from your balance or bank is free. Sending with a linked credit card adds a 3% fee.

How do I calculate what I receive after Cash App fees?

Multiply the payment by the fee percentage for your transaction type and subtract it. Enter the amount and type above to see the fee and your net.

Home / US Calculators / Seller Fees / Cash App Fee

Seller & Marketplace Fees

Australia Cash App Fee Calculator

See exactly what a Cash App payment costs you: business processing, credit-card send fees, and instant deposit fees, plus the amount you actually receive. Note: Cash App is mainly available in the US and UK; many Australians use PayID, Beem or PayPal instead. Rates shown are Cash App's standard schedule. Updated for 2026.

You receive after fees

$97.25

Payment amount—

Transaction fee—

Instant deposit fee—

Effective fee rate—

Net received—

Payment split

How the payment divides between Cash App fees and what you keep.

How Cash App fees work

Cash App is free for everyday personal payments funded by your Cash App balance or a linked bank account. Fees appear in three places: a 2.75% processing fee on money received to a business account, a 3% fee to send with a linked credit card, and an instant deposit fee of 0.5%–1.75% when you cash out immediately instead of waiting for the free 1–3 day transfer.

If you sell through Cash App, the 2.75% business fee plus an instant cash-out can stack, so this calculator lets you add both to see your true net.

The formula

transaction fee = amount × fee rate
instant fee = amount × instant rate
net received = amount − transaction fee − instant fee

Worked example

A $100 business payment at 2.75% costs $2.75. Cash out instantly at 1.5% and that's another $1.50, so total fees are $4.25 and you receive $95.75. Wait for the free standard deposit and you keep $97.25.

2026 Cash App US fees

Action	Fee
Personal payment (balance/bank)	Free
Business account payment received	2.75%
Send with linked credit card	3%
Instant deposit / cash-out	0.5% – 1.75%
Standard deposit (1–3 days)	Free

Figures are typical Australian rates for planning. Cash App's exact instant-deposit percentage varies by transaction and carries a small minimum fee.

Frequently asked questions

Does Cash App charge a fee?

Personal balance/bank payments are free; business, credit-card sends and instant deposits carry fees.

What is the business fee?

2.75% on payments received to a Cash App for Business account.

How much is instant deposit?

0.5% to 1.75% of the amount; standard deposits are free.

Is sending money free?

Yes from your balance or bank; 3% if funded by a credit card.

Can I avoid Cash App fees?

Use a personal account with balance/bank funding and standard deposits to avoid most fees.